CAR FINANCE
We have all the car finance options for you in one place, it couldn’t be simpler.
Quick online quotes in minutes, not hours
We work with a range of trusted lenders to offer competitive rates
Search thousands of cars, nationwide
TAILORED FINANCE
BUILT AROUND YOU
Choose one of the following finance options that is best for you:
Hire Purchase
Hire Purchase is one of the most popular financing options, allowing you to spread the cost of your car over several months. It's a simple, affordable choice, perfect for those who want to own a car without the hefty upfront cost. No deposit options available, and no large final payment, making it the easiest path to owning your vehicle. Ready to begin?
Personal Contract Purchase
Perfect for those who like flexibility or enjoy changing vehicles, Personal Contract Purchase gives you plenty of options. When your agreement ends, you can return the car, keep it, or trade it in for a new model. With affordable monthly payments and future value security, it's a top choice for many drivers. Ready to explore?
Poor Credit Car Finance
A less-than-ideal credit score can impact many applicants, from first-time drivers to those facing more serious financial setbacks like bankruptcy or CCJs. Our dedicated service is designed for individuals who may have been declined by conventional lenders, giving you a better chance of approval. Ready to move forward?
Refinance My Car
Looking to reduce your monthly car payments or get a better deal? Our Car Refinancing options can help you save money and regain control of your finances. Simply complete your application, and our dedicated team will be in touch to assist you. Whether you want lower monthly payments, a reduced interest rate, or a more flexible repayment plan, refinancing can be a smart way to improve your financial situation.
CALCULATE
YOUR FINANCE
Check out our car finance calculator, this quick and easy tool lets you see what you can afford.
Enter a few quick details to get an immediate finance estimate, the sliding scales let you see how things like a bigger deposit or longer term would change your monthly payments.
LOOKING FOR
PERSONAL CONTRACT PURCHASE (PCP)?
Take the first step toward your new car with our easy-to-use finance calculator. Simply enter your details to explore your monthly payments and find a plan that works for your budget. Start now to see just how affordable your next vehicle can be!
WHY CHOOSE
Car Loan First?
Navigating car finance can feel confusing.
We’re here to simplify the process, using clear, easy-to-understand language and avoiding jargon. Our cutting-edge technology allows you to apply for car finance and receive your quote from any device, at your convenience. No need to visit a dealership in person to apply.
When you use Car Loan First, you’ll know your costs upfront – so you can relax and focus on choosing your next car. With our expert team by your side, we offer everything from one-on-one guidance to securing competitive rates tailored to your budget.
We are UK car finance specialists, and our mission is to make sure your car finance works for you, not the other way around.
UK car finance specialists
Finance tailored to you
We work with all credit scores
Browse thousands of cars, nationwide
FAQs
Can I apply for car finance?
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Which finance option is right for me?
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What is APR?
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I can't find a car that meets my needs can you help?
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Your confident car-buying journey starts here
with expert help at every turn
