About Car finance
Helping you make decisions, easily, no jargon.
Car finance is a flexible way to purchase a vehicle without paying the full amount upfront. Whether you’re looking for a brand-new car or a used vehicle, car finance allows you to spread the cost over manageable monthly payments.
At Car Loan First, we offer tailored car finance options to suit your needs, regardless of your credit score. Our aim is to make car ownership accessible to everyone, providing flexible finance solutions that fit your budget and lifestyle.
How Car Loan First Can Provide Car Finance
At Car Loan First, we specialise in offering a wide range of car finance solutions to a diverse set of customers. Whether you have excellent credit, fair credit, or a low credit score, we work with a trusted network of lenders to find the best deal for you. Our car finance options are designed to be flexible and straightforward, ensuring that you can afford your dream car without financial strain.
How we make it easy, fast and simple
Bad Credit? No Problem! We consider all applications, even if you have a low credit score.
Competitive Rates: We offer car finance with competitive rates from a variety of trusted lenders.
Tailored Repayment Plans: We work with you to create car finance repayment plans that suit your financial situation.
Hassle-Free Car Financing
Our process is quick, easy, and designed to get you on the road fast. Plus, our lenders use a soft credit check, so applying won’t affect your credit score. We are all about transparency and helping you find the right deal with no hidden costs.
Ready to Apply?
Fill out our quick online application, and our helpful team will guide you through the process.
Start your vehicle-buying journey with confidence
Supported every step of the way by our expert car finance team.
LOOKING FOR THE
Perfect car?
Simply submit your application, and you’ll gain access to our customer portal. Here, you can track your car finance deals UK decision and browse thousands of vehicles from trusted UK dealerships. Whatever your needs, we’ve got you covered.
🚗 Get Your Quote Today & Drive Away with Confidence!
Fixed, affordable monthly payments
All credit situations considered
Browse thousands of cars from trusted dealers across the UK
Personal support every step of the way
How Easy It Is to Apply for Car Finance (3 Steps)
Applying for car finance with Car Loan First is a simple and hassle-free process:
1. Apply Online
Fill out our quick and easy application form with basic details.
2. Get Approved
We assess your application and match you with the best available lender.
3. Choose Your Car
Once approved, select your vehicle and finalise your finance agreement.
Why Car Loan First?
Car finance makes owning a vehicle more affordable by spreading the cost into manageable payments. At Car Loan First, we ensure that everyone, regardless of their credit history, has access to the best car finance options available. With a simple application process and flexible repayment plans, getting your next car has never been easier.
CAr finance
calculator
This quick and easy tool helps you see what you can afford. Enter a few quick details to receive an immediate finance estimate. The sliding scales let you adjust things like deposit size or loan term to see how it changes your monthly payments.
Rates from 9% APR. Representative 18% APR. Car Loan First is a broker not a lender.
| Cash Price | Deposit Term | APR (Fixed) | Payment | Total Interest | Total Amount Payable | |
|---|---|---|---|---|---|---|
| Representative Example | £8,000.00 | 60 Months | 18% APR | £203 | £4,189 | £12,189 |
Why Choose Us?
Car finance made simple
A straightforward way to secure the car finance you need.
Ready to get started? Apply for car finance today and drive away in your dream car sooner than you think! Click below to begin your application now.
Finance Made Just for You
We know everyone’s journey is unique. That’s why we create Hire Purchase (HP) agreements tailored to your individual needs, ensuring the car and the loan fit perfectly into your lifestyle and budget.
Your Repayments, Your Way
Take control of your payment plan! Whether you prefer larger payments over a shorter term or smaller ones spread out over time, we’ll help design a repayment schedule that works for you. Don’t worry about the details—we’ve got it all covered.
Guidance You Can Count On
First-time applicant or seasoned car finance veteran? Either way, our expert team is here to make the process a breeze. With honest advice, a trusted lender network, and seamless support from start to finish, we’ll get you on the road in no time!
NEED HELP?
Ready to get your finance quote?
At Car Loan First, we're here to assist you every step of the way. If you have any questions, browse our FAQs or call our expert team.
